Fort Lauderdale · Independent brokerage
Stay a step ahead of
what could go wrong.
We place commercial insurance for Florida businesses that cannot afford a gap — contractors, fleets, manufacturers, and care providers. Independent, so we shop the market instead of defending one carrier.
Existing client needing a certificate? Issue one yourself in about a minute.
Same-day
quote turnaround on most submissions
Instant
certificates of insurance from your portal
Multiple carriers
shopped on every renewal, not just the easy one
Lines we write
Coverage built around how you actually operate
Six core lines, written together so nothing falls between two policies. If you need something not listed here, we can almost certainly place it — ask.
General Liability
Third-party injury, property damage, and advertising injury claims.
What it coversWorkers' Compensation
Medical care and lost wages when an employee is hurt on the job.
What it coversCommercial Auto
Liability and physical damage for vehicles used in your business.
What it coversBusiness Property
Your building, equipment, inventory, and the income you lose without them.
What it coversExcess Liability
Additional limits stacked above your primary policies.
What it coversInland Marine
Tools, equipment, and materials while they move or sit off-site.
What it coversHow it works
Three steps, no phone tag
Most brokers make you chase them. We built the opposite: you apply online, we shop it, and once you are bound you never have to email us for a certificate again.
01
Tell us what you do
Pick your line of coverage and work through the application. It asks the questions a carrier will ask, in plain language, and saves as you go. Ten minutes for most businesses.
02
We shop the market
We take your submission to the carriers that actually want your class of business, and come back with real numbers and the differences that matter — not just the cheapest premium.
03
You run it from the portal
Once you are bound, your policies, invoices, and certificates all live in one place. Add a certificate holder and download the COI yourself, at 11pm on a Sunday if that is when the GC asks.
For existing clients
The certificate you need, without waiting for office hours
Certificates of insurance are the single most common reason clients call a broker, and they are almost always urgent. Your portal issues them directly: add the certificate holder, pick which policies to show, and download a finished COI in seconds — or email it straight to the party who asked for it.
Certificate holders — instant
Adding a holder does not change your policy, so the portal issues immediately.
Additional insureds — instant where your policy allows
If your policy carries a blanket additional insured endorsement, the portal adds the party and issues on the spot. If it does not, the request routes to us and the carrier, because a certificate cannot grant coverage the policy has not actually endorsed.
Every policy, in one place
Limits, terms, carrier, and expiration dates, with renewals flagged before they sneak up on you.
Pay online
Pay by e-check at no cost, or by card. All card payments carry a 3% processing fee, shown before you confirm.
Coverage for your industry
Every industry has its own unique risks
We concentrate on four where the difference between a good and a bad policy is measured in six figures.
Construction & Trades
General contractors, subs, roofers, and electricians. We handle the certificate traffic that comes with every new job, and we know which carriers will write your class code without a fight.
Transportation & Trucking
Owner-operators through mid-size fleets. Filings, cargo, and non-trucking liability, plus the DOT paperwork that has to line up before a load moves.
Manufacturing & Distribution
Products liability that follows your goods downstream, equipment breakdown, and business income cover sized to how long a replacement machine actually takes to arrive.
Senior Care & Residential
Assisted living, home health, and adult day care. Professional and abuse liability written alongside the standard package, because the standard package alone leaves the real exposure open.
Questions
The things people ask before they switch brokers
Not covered here? Call +1 954 982 0202 and you will get a person.
If you are already a client, in about a minute — you issue it yourself from the portal, any hour of the day. Adding a certificate holder does not change your policy, so there is nothing to approve. Adding an additional insured is instant too, as long as your policy carries a blanket additional insured endorsement; if it does not, the request comes to us and we get the endorsement from the carrier first. We will not print a certificate asserting coverage your policy has not actually granted.
Find out what you should actually be paying
Start an application, or send us your current declarations page and we will tell you straight whether it is worth moving.