COVERED365COMMERCIAL INSURANCE

Coverage for your industry

Every industry has its own unique risks

A generic business owner's policy is written for a generic business. These four sectors carry exposures that a standard package quietly leaves open — so we write them deliberately.

01

Construction & Trades

General contractors, subs, roofers, and electricians. We handle the certificate traffic that comes with every new job, and we know which carriers will write your class code without a fight.

Typically written with

02

Transportation & Trucking

Owner-operators through mid-size fleets. Filings, cargo, and non-trucking liability, plus the DOT paperwork that has to line up before a load moves.

Typically written with

03

Manufacturing & Distribution

Products liability that follows your goods downstream, equipment breakdown, and business income cover sized to how long a replacement machine actually takes to arrive.

Typically written with

04

Senior Care & Residential

Assisted living, home health, and adult day care. Professional and abuse liability written alongside the standard package, because the standard package alone leaves the real exposure open.

Typically written with

Not on this list?

These are the four we know deepest, but we write well beyond them — professional services, hospitality, retail, real estate. Tell us what you do and we will tell you honestly whether we are the right broker for it.